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<br /> www.bestreview.com<br /> July 2011<br /> <br /> <br /> <br /> <br /> <br /> <br /> -ONTHLY)NSURANCE.EWS-AGAZINE )NSURERSs!GENTS"ROKERSs2EINSURERS<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> Top US Property/Casualty Writers<br /> PAGE 22<br /> <br /> Top US Life/Health Writers PAGE 27<br /> Top<a title="July2011.pdf page 1" href="http://viewer.zmags.com/publication/e944f078?page=1">www.bestreview.comJuly 2011-ONTHLY)NSURAN</a> www.bestreview.comJuly 2011-ONTHLY)NSURAN<a title="July2011.pdf page 2" href="http://viewer.zmags.com/publication/e944f078?page=2"></a> <a title="July2011.pdf page 3" href="http://viewer.zmags.com/publication/e944f078?page=3">Published by A.M. Best CompanyBEST'S REVIEW </a> Published by A.M. Best CompanyBEST'S REVIEW <a title="July2011.pdf page 4" href="http://viewer.zmags.com/publication/e944f078?page=4">Contents"%3432%6)%7 *ULY 6OL </a> Contents"%3432%6)%7 *ULY 6OL <a title="July2011.pdf page 5" href="http://viewer.zmags.com/publication/e944f078?page=5"> </a> <a title="July2011.pdf page 6" href="http://viewer.zmags.com/publication/e944f078?page=6">6678LIFE66BENEFITS FOR LIVING)NSURERSINTROD</a> 6678LIFE66BENEFITS FOR LIVING)NSURERSINTROD<a title="July2011.pdf page 7" href="http://viewer.zmags.com/publication/e944f078?page=7">THE PROFESSIONAL PRINTING EXPERTS AT THE UPS STOR</a> THE PROFESSIONAL PRINTING EXPERTS AT THE UPS STOR<a title="July2011.pdf page 8" href="http://viewer.zmags.com/publication/e944f078?page=8">INSIGHT COLUMNSLIFE MANAGEMENT </a> INSIGHT COLUMNSLIFE MANAGEMENT <a title="July2011.pdf page 9" href="http://viewer.zmags.com/publication/e944f078?page=9">SMARTAGILERESPONSIVERELIABLEAccess Arch, and </a> SMARTAGILERESPONSIVERELIABLEAccess Arch, and <a title="July2011.pdf page 10" href="http://viewer.zmags.com/publication/e944f078?page=10">http://www.bestreview.comDIG DEEPERISSUES & A</a> http://www.bestreview.comDIG DEEPERISSUES & A<a title="July2011.pdf page 11" href="http://viewer.zmags.com/publication/e944f078?page=11">Make the most ofYOURJOURNEY .Chartis will be</a> Make the most ofYOURJOURNEY .Chartis will be<a title="July2011.pdf page 12" href="http://viewer.zmags.com/publication/e944f078?page=12">EmploymentBriefingInsurance JobsThe U.S. ins</a> EmploymentBriefingInsurance JobsThe U.S. ins<a title="July2011.pdf page 13" href="http://viewer.zmags.com/publication/e944f078?page=13">Life ❖ METLIFE INC. named a newchief i</a> Life ❖ METLIFE INC. named a newchief i<a title="July2011.pdf page 14" href="http://viewer.zmags.com/publication/e944f078?page=14">Property/Casualty ❖ HCC INSURANCE HOL</a> Property/Casualty ❖ HCC INSURANCE HOL<a title="July2011.pdf page 15" href="http://viewer.zmags.com/publication/e944f078?page=15">We see people. Our</a> We see people. Our<a title="July2011.pdf page 16" href="http://viewer.zmags.com/publication/e944f078?page=16">Insurance MarketingToday, more than </a> Insurance MarketingToday, more than <a title="July2011.pdf page 17" href="http://viewer.zmags.com/publication/e944f078?page=17">Increase customer satisfactionand improve profita</a> Increase customer satisfactionand improve profita<a title="July2011.pdf page 18" href="http://viewer.zmags.com/publication/e944f078?page=18">Product NewsSpotlightProperty/Ca</a> Product NewsSpotlightProperty/Ca<a title="July2011.pdf page 19" href="http://viewer.zmags.com/publication/e944f078?page=19"> EXOTIC FINANCIAL SERVICESPROVIDERS HAVE A</a> EXOTIC FINANCIAL SERVICESPROVIDERS HAVE A<a title="July2011.pdf page 20" href="http://viewer.zmags.com/publication/e944f078?page=20">RatingsRating ActionsT his ed</a> RatingsRating ActionsT his ed<a title="July2011.pdf page 21" href="http://viewer.zmags.com/publication/e944f078?page=21">Ratings Changed (continued)Rating </a> Ratings Changed (continued)Rating <a title="July2011.pdf page 22" href="http://viewer.zmags.com/publication/e944f078?page=22"> The bottom line:Authenticates expertise</a> The bottom line:Authenticates expertise<a title="July2011.pdf page 23" href="http://viewer.zmags.com/publication/e944f078?page=23">The top insurancecompanies and thepeople who le</a> The top insurancecompanies and thepeople who le<a title="July2011.pdf page 24" href="http://viewer.zmags.com/publication/e944f078?page=24">Top 200U.S. Property/Casualty WritersState Farm</a> Top 200U.S. Property/Casualty WritersState Farm<a title="July2011.pdf page 25" href="http://viewer.zmags.com/publication/e944f078?page=25">Leading WritersProperty/CasualtyTop 200 U.S. P</a> Leading WritersProperty/CasualtyTop 200 U.S. P<a title="July2011.pdf page 26" href="http://viewer.zmags.com/publication/e944f078?page=26">Leading WritersProperty/CasualtyU.S. Property/</a> Leading WritersProperty/CasualtyU.S. Property/<a title="July2011.pdf page 27" href="http://viewer.zmags.com/publication/e944f078?page=27">Front and CenterFinancially Superior</a> Front and CenterFinancially Superior<a title="July2011.pdf page 28" href="http://viewer.zmags.com/publication/e944f078?page=28"></a> <a title="July2011.pdf page 29" href="http://viewer.zmags.com/publication/e944f078?page=29">Top 200U.S. Life/Health WritersMetropolitan Lif</a> Top 200U.S. Life/Health WritersMetropolitan Lif<a title="July2011.pdf page 30" href="http://viewer.zmags.com/publication/e944f078?page=30">Top 200 U.S. Life/Health WritersU.S. L/H industr</a> Top 200 U.S. Life/Health WritersU.S. L/H industr<a title="July2011.pdf page 31" href="http://viewer.zmags.com/publication/e944f078?page=31">U.S. Life/Health WritersRanked by 2010 admitted </a> U.S. Life/Health WritersRanked by 2010 admitted <a title="July2011.pdf page 32" href="http://viewer.zmags.com/publication/e944f078?page=32">To see whether a risk poses a threat,don't we ha</a> To see whether a risk poses a threat,don't we ha<a title="July2011.pdf page 33" href="http://viewer.zmags.com/publication/e944f078?page=33">Top 50Global ReinsurersMunich ReinsuranceCo.</a> Top 50Global ReinsurersMunich ReinsuranceCo.<a title="July2011.pdf page 34" href="http://viewer.zmags.com/publication/e944f078?page=34">Leading WritersReinsurance/Capital MarketsGloba</a> Leading WritersReinsurance/Capital MarketsGloba<a title="July2011.pdf page 35" href="http://viewer.zmags.com/publication/e944f078?page=35">Wm awyAcresae</a> Wm awyAcresae<a title="July2011.pdf page 36" href="http://viewer.zmags.com/publication/e944f078?page=36">©2011 Conning & Company. All Rights Reserved. Con</a> ©2011 Conning & Company. All Rights Reserved. Con<a title="July2011.pdf page 37" href="http://viewer.zmags.com/publication/e944f078?page=37">Top European InsurersThese insurance companies </a> Top European InsurersThese insurance companies <a title="July2011.pdf page 38" href="http://viewer.zmags.com/publication/e944f078?page=38">Your enterprise content management system can hel</a> Your enterprise content management system can hel<a title="July2011.pdf page 39" href="http://viewer.zmags.com/publication/e944f078?page=39">Top 75North American Public InsurersRanked by 2</a> Top 75North American Public InsurersRanked by 2<a title="July2011.pdf page 40" href="http://viewer.zmags.com/publication/e944f078?page=40">Leading WritersPublicly Traded CompaniesNorth A</a> Leading WritersPublicly Traded CompaniesNorth A<a title="July2011.pdf page 41" href="http://viewer.zmags.com/publication/e944f078?page=41">Top 75North American Public InsurersRanked by 2</a> Top 75North American Public InsurersRanked by 2<a title="July2011.pdf page 42" href="http://viewer.zmags.com/publication/e944f078?page=42">Leading WritersPublicly Traded CompaniesNorth A</a> Leading WritersPublicly Traded CompaniesNorth A<a title="July2011.pdf page 43" href="http://viewer.zmags.com/publication/e944f078?page=43">Best’s Review’sTOP GL BALINSURANCE BROKERSB</a> Best’s Review’sTOP GL BALINSURANCE BROKERSB<a title="July2011.pdf page 44" href="http://viewer.zmags.com/publication/e944f078?page=44">Leading BrokersAgent/Broker1.Marsh & McLennan </a> Leading BrokersAgent/Broker1.Marsh & McLennan <a title="July2011.pdf page 45" href="http://viewer.zmags.com/publication/e944f078?page=45">Learn to expect theunexpected.Reduce</a> Learn to expect theunexpected.Reduce<a title="July2011.pdf page 46" href="http://viewer.zmags.com/publication/e944f078?page=46">11.Hub International Ltd.Headquarters: Chicago</a> 11.Hub International Ltd.Headquarters: Chicago<a title="July2011.pdf page 47" href="http://viewer.zmags.com/publication/e944f078?page=47">Leading BrokersAgent/BrokerThe following broker</a> Leading BrokersAgent/BrokerThe following broker<a title="July2011.pdf page 48" href="http://viewer.zmags.com/publication/e944f078?page=48">Leading BrokersAgent/BrokerMesirow FinancialHe</a> Leading BrokersAgent/BrokerMesirow FinancialHe<a title="July2011.pdf page 49" href="http://viewer.zmags.com/publication/e944f078?page=49">Register Your BEST'S REVIEW </a> Register Your BEST'S REVIEW <a title="July2011.pdf page 50" href="http://viewer.zmags.com/publication/e944f078?page=50">Standing the Test of TimetheofFifty</a> Standing the Test of TimetheofFifty<a title="July2011.pdf page 51" href="http://viewer.zmags.com/publication/e944f078?page=51"> This edition of Best's Reviewtakes a closer l</a> This edition of Best's Reviewtakes a closer l<a title="July2011.pdf page 52" href="http://viewer.zmags.com/publication/e944f078?page=52">Property/Casualty InsurersRated A or Higher for </a> Property/Casualty InsurersRated A or Higher for <a title="July2011.pdf page 53" href="http://viewer.zmags.com/publication/e944f078?page=53">Standing the Test of TimeBest'sRatingsT </a> Standing the Test of TimeBest'sRatingsT <a title="July2011.pdf page 54" href="http://viewer.zmags.com/publication/e944f078?page=54">Property/Casualty InsurersRated A or Higher for </a> Property/Casualty InsurersRated A or Higher for <a title="July2011.pdf page 55" href="http://viewer.zmags.com/publication/e944f078?page=55">Standing the Test of TimeThe Path to Success21</a> Standing the Test of TimeThe Path to Success21<a title="July2011.pdf page 56" href="http://viewer.zmags.com/publication/e944f078?page=56">A Legend Lives OnAviva Life and AnnuityCo. has</a> A Legend Lives OnAviva Life and AnnuityCo. has<a title="July2011.pdf page 57" href="http://viewer.zmags.com/publication/e944f078?page=57">Standing the Test of TimeAfter the FireCountry</a> Standing the Test of TimeAfter the FireCountry<a title="July2011.pdf page 58" href="http://viewer.zmags.com/publication/e944f078?page=58">Stronger Than the StormsHastings MutualInsuran</a> Stronger Than the StormsHastings MutualInsuran<a title="July2011.pdf page 59" href="http://viewer.zmags.com/publication/e944f078?page=59">Standing the Test of TimeContinued CommitmentN</a> Standing the Test of TimeContinued CommitmentN<a title="July2011.pdf page 60" href="http://viewer.zmags.com/publication/e944f078?page=60">Urban Risk-TakerThe PhiladelphiaContributionsh</a> Urban Risk-TakerThe PhiladelphiaContributionsh<a title="July2011.pdf page 61" href="http://viewer.zmags.com/publication/e944f078?page=61">Standing the Test of TimeFrom Modest to Global</a> Standing the Test of TimeFrom Modest to Global<a title="July2011.pdf page 62" href="http://viewer.zmags.com/publication/e944f078?page=62">Life ReinsuranceReinsurance/Capital Markets</a> Life ReinsuranceReinsurance/Capital Markets<a title="July2011.pdf page 63" href="http://viewer.zmags.com/publication/e944f078?page=63">vice president and actuary withMunich Re, sa</a> vice president and actuary withMunich Re, sa<a title="July2011.pdf page 64" href="http://viewer.zmags.com/publication/e944f078?page=64">Life ReinsuranceReinsurance/Capital Marketsmark</a> Life ReinsuranceReinsurance/Capital Marketsmark<a title="July2011.pdf page 65" href="http://viewer.zmags.com/publication/e944f078?page=65">ITSELF AS AN ANALYTICAL RESOURCETHAT CAN NOT ONL</a> ITSELF AS AN ANALYTICAL RESOURCETHAT CAN NOT ONL<a title="July2011.pdf page 66" href="http://viewer.zmags.com/publication/e944f078?page=66">Best's Insurance Reports ®shows you what's uni</a> Best's Insurance Reports ®shows you what's uni<a title="July2011.pdf page 67" href="http://viewer.zmags.com/publication/e944f078?page=67">Management InsightLife Listen</a> Management InsightLife Listen<a title="July2011.pdf page 68" href="http://viewer.zmags.com/publication/e944f078?page=68">New ProductsLifeBenefitsfor LivingKim Bjorh</a> New ProductsLifeBenefitsfor LivingKim Bjorh<a title="July2011.pdf page 69" href="http://viewer.zmags.com/publication/e944f078?page=69">New ProductsLifeh7HATCANHIJACKAFAIR WEATHERFINA</a> New ProductsLifeh7HATCANHIJACKAFAIR WEATHERFINA<a title="July2011.pdf page 70" href="http://viewer.zmags.com/publication/e944f078?page=70">New ProductsLifepolicies. There's no charge for</a> New ProductsLifepolicies. There's no charge for<a title="July2011.pdf page 71" href="http://viewer.zmags.com/publication/e944f078?page=71">Selling InsightLife T </a> Selling InsightLife T <a title="July2011.pdf page 72" href="http://viewer.zmags.com/publication/e944f078?page=72">Work Site SalesHealth/Employee BenefitsRecov</a> Work Site SalesHealth/Employee BenefitsRecov<a title="July2011.pdf page 73" href="http://viewer.zmags.com/publication/e944f078?page=73"> Other products became lessimportant and e</a> Other products became lessimportant and e<a title="July2011.pdf page 74" href="http://viewer.zmags.com/publication/e944f078?page=74">Loss/Risk Management InsightProperty/Ca sual</a> Loss/Risk Management InsightProperty/Ca sual<a title="July2011.pdf page 75" href="http://viewer.zmags.com/publication/e944f078?page=75">Underwriting InsightProperty/Casualty</a> Underwriting InsightProperty/Casualty<a title="July2011.pdf page 76" href="http://viewer.zmags.com/publication/e944f078?page=76">Medical Professional Liability InsuranceProperty</a> Medical Professional Liability InsuranceProperty<a title="July2011.pdf page 77" href="http://viewer.zmags.com/publication/e944f078?page=77">the effects are difficult to predict, abrief rev</a> the effects are difficult to predict, abrief rev<a title="July2011.pdf page 78" href="http://viewer.zmags.com/publication/e944f078?page=78">Medical Professional Liability InsuranceProperty</a> Medical Professional Liability InsuranceProperty<a title="July2011.pdf page 79" href="http://viewer.zmags.com/publication/e944f078?page=79">Medical Professional Liability InsuranceProperty</a> Medical Professional Liability InsuranceProperty<a title="July2011.pdf page 80" href="http://viewer.zmags.com/publication/e944f078?page=80">Accounting StandardsRegulatory/LawGetReadyU.</a> Accounting StandardsRegulatory/LawGetReadyU.<a title="July2011.pdf page 81" href="http://viewer.zmags.com/publication/e944f078?page=81"> A potential change in account-ing basis gives</a> A potential change in account-ing basis gives<a title="July2011.pdf page 82" href="http://viewer.zmags.com/publication/e944f078?page=82">Accounting StandardsRegulatory/Lawand/or SAP ru</a> Accounting StandardsRegulatory/Lawand/or SAP ru<a title="July2011.pdf page 83" href="http://viewer.zmags.com/publication/e944f078?page=83">Selling InsightAgent/Broker</a> Selling InsightAgent/Broker<a title="July2011.pdf page 84" href="http://viewer.zmags.com/publication/e944f078?page=84">Specialty ProducerAgent/BrokerSearchingFor In</a> Specialty ProducerAgent/BrokerSearchingFor In<a title="July2011.pdf page 85" href="http://viewer.zmags.com/publication/e944f078?page=85"> Sagalow is keeping an openmind about the u</a> Sagalow is keeping an openmind about the u<a title="July2011.pdf page 86" href="http://viewer.zmags.com/publication/e944f078?page=86">Commercial LinesProperty/CasualtyA3</a> Commercial LinesProperty/CasualtyA3<a title="July2011.pdf page 87" href="http://viewer.zmags.com/publication/e944f078?page=87">on the level of data quality, theefficiency</a> on the level of data quality, theefficiency<a title="July2011.pdf page 88" href="http://viewer.zmags.com/publication/e944f078?page=88">Commercial LinesProperty/CasualtyEnterprise Ana</a> Commercial LinesProperty/CasualtyEnterprise Ana<a title="July2011.pdf page 89" href="http://viewer.zmags.com/publication/e944f078?page=89">Medical LiabilityRegulatory/Law2011 PIAA Medica</a> Medical LiabilityRegulatory/Law2011 PIAA Medica<a title="July2011.pdf page 90" href="http://viewer.zmags.com/publication/e944f078?page=90">Medical LiabilityRegulatory/LawMust Broaden Re</a> Medical LiabilityRegulatory/LawMust Broaden Re<a title="July2011.pdf page 91" href="http://viewer.zmags.com/publication/e944f078?page=91">Legal InsightRegulatory/Law I</a> Legal InsightRegulatory/Law I<a title="July2011.pdf page 92" href="http://viewer.zmags.com/publication/e944f078?page=92">Data AnalyticsTechnologyBuilding aDig</a> Data AnalyticsTechnologyBuilding aDig<a title="July2011.pdf page 93" href="http://viewer.zmags.com/publication/e944f078?page=93">through,” Madison said. “So the qual-ity of the </a> through,” Madison said. “So the qual-ity of the <a title="July2011.pdf page 94" href="http://viewer.zmags.com/publication/e944f078?page=94">Data AnalyticsTechnology“A number of midmarket </a> Data AnalyticsTechnology“A number of midmarket <a title="July2011.pdf page 95" href="http://viewer.zmags.com/publication/e944f078?page=95">Technology InsightTechnology A </a> Technology InsightTechnology A <a title="July2011.pdf page 96" href="http://viewer.zmags.com/publication/e944f078?page=96">CompaniesWorld Cup OffersLiberty ChanceTo Grow</a> CompaniesWorld Cup OffersLiberty ChanceTo Grow<a title="July2011.pdf page 97" href="http://viewer.zmags.com/publication/e944f078?page=97">Editorial Calendar: Looking AheadOctober 2011Ag</a> Editorial Calendar: Looking AheadOctober 2011Ag<a title="July2011.pdf page 98" href="http://viewer.zmags.com/publication/e944f078?page=98">The Last WordThe rapid growth of craft breweri</a> The Last WordThe rapid growth of craft breweri<a title="July2011.pdf page 99" href="http://viewer.zmags.com/publication/e944f078?page=99">Covering your world.</a> Covering your world.<a title="July2011.pdf page 100" href="http://viewer.zmags.com/publication/e944f078?page=100"></a>