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<br /> Welcome<br /> to the Neighbourhood<br /> Synergy HomePlan®: Solutions at your doorstep<br /> <br /> Contents<br /> Introduction<br /> All Mortgages are Not Equal ……………………………………………………. 1<br /> Factors For Lending Decisions ………………………………………………... 2<br /> What to Bring to the Lender ………………………………………………….... 3<br /> 3 Easy Steps<br /> Step 1 : Determining What You can Afford<br /> Cost of Ownership ……………………………………………………… 4<br /> Home Purchase Cost Estimate: Existing Home …………………….. 5<br /> Home Purchase Cost Estimate: Building a New Home ……………. 6<br /> Household Budgeting: Developing an Effective Budget …………… 7<br /> Tips on Budgeting ……………………………………………………… 8<br /> Monthly Budget Worksheet …………………………………………… 9<br /> Step 2 : Selecting and Making the Purchase<br /> Your Housing Options …………………………………………………. 10<br /> Home Hunting Worksheets …………………………………………… 11<br /> <a title="New Home Plan page 1" href="http://viewer.zmags.com/publication/ec47b2bc?page=1"> Welcome to the Neighbourhood Synergy HomePlan®: S</a> <a title="New Home Plan page 2" href="http://viewer.zmags.com/publication/ec47b2bc?page=2"> </a> <a title="New Home Plan page 3" href="http://viewer.zmags.com/publication/ec47b2bc?page=3"> Contents Introduction All Mortgages are Not Equal</a> <a title="New Home Plan page 4" href="http://viewer.zmags.com/publication/ec47b2bc?page=4"> All Mortgages are Not Equal Synergy Credit Union</a> <a title="New Home Plan page 5" href="http://viewer.zmags.com/publication/ec47b2bc?page=5"> Factors for Lending Decisions At Synergy Credit </a> <a title="New Home Plan page 6" href="http://viewer.zmags.com/publication/ec47b2bc?page=6"> What to Bring to the Lender Here is a list of wh</a> <a title="New Home Plan page 7" href="http://viewer.zmags.com/publication/ec47b2bc?page=7">3 Easy Steps Step 1 : Determine What You Can Affo</a> <a title="New Home Plan page 8" href="http://viewer.zmags.com/publication/ec47b2bc?page=8"> Home Purchase Cost Estimate: Existing Home COST O</a> <a title="New Home Plan page 9" href="http://viewer.zmags.com/publication/ec47b2bc?page=9"> Home Purchase Cost Estimate: Building a New Home </a> <a title="New Home Plan page 10" href="http://viewer.zmags.com/publication/ec47b2bc?page=10"> Household Budgeting: Developing an Effective Budg</a> <a title="New Home Plan page 11" href="http://viewer.zmags.com/publication/ec47b2bc?page=11"> Tips on Budgeting To manage your personal financ</a> <a title="New Home Plan page 12" href="http://viewer.zmags.com/publication/ec47b2bc?page=12"> Monthly Budget Worksheet INCOME Wages Int</a> <a title="New Home Plan page 13" href="http://viewer.zmags.com/publication/ec47b2bc?page=13"> 3 Easy Steps Step 2 : Selecting and Making a Purc</a> <a title="New Home Plan page 14" href="http://viewer.zmags.com/publication/ec47b2bc?page=14"> Home Hunting Worksheet #1 INTERIOR Entrance Area</a> <a title="New Home Plan page 15" href="http://viewer.zmags.com/publication/ec47b2bc?page=15"> Home #1 Floor Plan Use the area below to draw fl</a> <a title="New Home Plan page 16" href="http://viewer.zmags.com/publication/ec47b2bc?page=16"> Home Hunting Worksheet #2 INTERIOR Entrance Area</a> <a title="New Home Plan page 17" href="http://viewer.zmags.com/publication/ec47b2bc?page=17"> Home #2 Floor Plan Use the area below to draw fl</a> <a title="New Home Plan page 18" href="http://viewer.zmags.com/publication/ec47b2bc?page=18"> Home Hunting Worksheet #3 INTERIOR Entrance Area</a> <a title="New Home Plan page 19" href="http://viewer.zmags.com/publication/ec47b2bc?page=19"> Home #3 Floor Plan Use the area below to draw fl</a> <a title="New Home Plan page 20" href="http://viewer.zmags.com/publication/ec47b2bc?page=20"> You and Your Realtor: Making the Offer (portion</a> <a title="New Home Plan page 21" href="http://viewer.zmags.com/publication/ec47b2bc?page=21"> You and Your Realtor: Making the Offer The Offer</a> <a title="New Home Plan page 22" href="http://viewer.zmags.com/publication/ec47b2bc?page=22"> You and Your Lawyer Buying a home may be the big</a> <a title="New Home Plan page 23" href="http://viewer.zmags.com/publication/ec47b2bc?page=23"> 3 Easy Steps Step 3 : Choosing Your Mortgage Your</a> <a title="New Home Plan page 24" href="http://viewer.zmags.com/publication/ec47b2bc?page=24"> 3 Easy Steps Step 3 : Choosing Your Mortgage Choo</a> <a title="New Home Plan page 25" href="http://viewer.zmags.com/publication/ec47b2bc?page=25"> 3 Easy Steps Step 3 : Choosing Your Mortgage Fix</a> <a title="New Home Plan page 26" href="http://viewer.zmags.com/publication/ec47b2bc?page=26"> Finding the Synergy Mortgage That’s Ri</a> <a title="New Home Plan page 27" href="http://viewer.zmags.com/publication/ec47b2bc?page=27"> Finding the Synergy Mortgage That’s Ri</a> <a title="New Home Plan page 28" href="http://viewer.zmags.com/publication/ec47b2bc?page=28"> Finding the Synergy Mortgage That’s Ri</a> <a title="New Home Plan page 29" href="http://viewer.zmags.com/publication/ec47b2bc?page=29"> Finding the Synergy Mortgage That’s Ri</a> <a title="New Home Plan page 30" href="http://viewer.zmags.com/publication/ec47b2bc?page=30"> 1.866.825.3301 www.synergycu.ca</a>