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<br /> ISSUE 8704<br /> SEPTEMBER<br /> MARCH<br /> 2013<br /> 2014<br /> icaew.com/fsf<br /> icaew.com/fsf<br /> FS FOCUS<br /> FS FOCUS<br /> “WIHTYH HPATSIENN'TCTEH, OEPINPOSURRTUANICTIESETCOTROER-IDNOVENSETMINOTRHEEFBORNIDNFMRARSKTERTUWCTILULREM?”ERGE”<br /> PAGE 12PAGE 25<br /> One way<br /> or another<br /> Getting banks<br /> back on the<br /> path to growth<br /> Maintaining control<br /> How to stay in charge<br /> after outsourcing<br /> Expert in demand<br /> Finding a skilled<br /> person for your s166<br /> Advice for advisers<br /> Understanding VAT in<br /> the wake of the RDR<br /> DISCOVER THE<br /> REWARDS OF YOUR<br /> HARD WORK<br /> PROFESSIONAL MORTGAGES PROVIDED<br /> BY SCOTTISH WIDOWS BANK<br /> Having worked so hard for your career, isn't it nice to know that you could be rewarded with a<br /> <a title="FS Focus MARCH 14 page 1" href="http://viewer.zmags.com/publication/eca798bd?page=1"> ISSUE 8704 SEPTEMBER MARCH 2013 2014 icaew.co</a> <a title="FS Focus MARCH 14 page 2" href="http://viewer.zmags.com/publication/eca798bd?page=2"> DISCOVER THE REWARDS OF YOUR HARD WORK PROF</a> <a title="FS Focus MARCH 14 page 3" href="http://viewer.zmags.com/publication/eca798bd?page=3"> Contents Issue 80 March 2014 COVER: GETTY NEWS </a> <a title="FS Focus MARCH 14 page 4" href="http://viewer.zmags.com/publication/eca798bd?page=4"> WELCOME Standard Issue How do you establ</a> <a title="FS Focus MARCH 14 page 5" href="http://viewer.zmags.com/publication/eca798bd?page=5"> NEWS & EVENTS Faculty news 2/3 of people do</a> <a title="FS Focus MARCH 14 page 6" href="http://viewer.zmags.com/publication/eca798bd?page=6"> FSF WELCOMES LATVIAN AND SLOVAKIAN YOUNG PROFESSI</a> <a title="FS Focus MARCH 14 page 7" href="http://viewer.zmags.com/publication/eca798bd?page=7"> Asset Based Lending – We let our clients do the t</a> <a title="FS Focus MARCH 14 page 8" href="http://viewer.zmags.com/publication/eca798bd?page=8"> ALTERNATIV E VI EW If Scotland votes `Yes'</a> <a title="FS Focus MARCH 14 page 9" href="http://viewer.zmags.com/publication/eca798bd?page=9"> RISK & REGULATION FINE $670M FINE £2.275M FINE</a> <a title="FS Focus MARCH 14 page 10" href="http://viewer.zmags.com/publication/eca798bd?page=10"> of process/service delivery risks. Although such </a> <a title="FS Focus MARCH 14 page 11" href="http://viewer.zmags.com/publication/eca798bd?page=11"> RISK & REGULATION CASE STUDIES: When outsour</a> <a title="FS Focus MARCH 14 page 12" href="http://viewer.zmags.com/publication/eca798bd?page=12"> Building up the funds Infrastructure investment s</a> <a title="FS Focus MARCH 14 page 13" href="http://viewer.zmags.com/publication/eca798bd?page=13"> RISK & REGULATION CORBIS gains made would mean </a> <a title="FS Focus MARCH 14 page 14" href="http://viewer.zmags.com/publication/eca798bd?page=14"> DISTANCE LEFT TO RUN Regulatory costs and economi</a> <a title="FS Focus MARCH 14 page 15" href="http://viewer.zmags.com/publication/eca798bd?page=15"> COVER STORY I n the banking indu</a> <a title="FS Focus MARCH 14 page 16" href="http://viewer.zmags.com/publication/eca798bd?page=16"> can't rely on a rapid recovery in European bankin</a> <a title="FS Focus MARCH 14 page 17" href="http://viewer.zmags.com/publication/eca798bd?page=17"> COVER STORY other</a> <a title="FS Focus MARCH 14 page 18" href="http://viewer.zmags.com/publication/eca798bd?page=18"> Designing a better banking vehicle Two bankers ha</a> <a title="FS Focus MARCH 14 page 19" href="http://viewer.zmags.com/publication/eca798bd?page=19"> MANAGEMENT on</a> <a title="FS Focus MARCH 14 page 20" href="http://viewer.zmags.com/publication/eca798bd?page=20"> Under review Regulators can send in `skilled pers</a> <a title="FS Focus MARCH 14 page 21" href="http://viewer.zmags.com/publication/eca798bd?page=21"> FINANCIAL PLANNING and regulators </a> <a title="FS Focus MARCH 14 page 22" href="http://viewer.zmags.com/publication/eca798bd?page=22"> DEALING WITH REVIEW FINDINGS The skilled person m</a> <a title="FS Focus MARCH 14 page 23" href="http://viewer.zmags.com/publication/eca798bd?page=23"> FINANCIAL PLANNING VAT a</a> <a title="FS Focus MARCH 14 page 24" href="http://viewer.zmags.com/publication/eca798bd?page=24"> Resetting the benchmarks While work has started t</a> <a title="FS Focus MARCH 14 page 25" href="http://viewer.zmags.com/publication/eca798bd?page=25"> PW ILLUSTRATION/IKON the administrator's and the</a> <a title="FS Focus MARCH 14 page 26" href="http://viewer.zmags.com/publication/eca798bd?page=26"> Unfocused They said it… Scottish currency As i</a> <a title="FS Focus MARCH 14 page 27" href="http://viewer.zmags.com/publication/eca798bd?page=27"> news and views. economia online has all the news </a> <a title="FS Focus MARCH 14 page 28" href="http://viewer.zmags.com/publication/eca798bd?page=28"> Baird's Truly Global M&A Reach </a>