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&lt;br /&gt; COSTS&lt;br /&gt; &lt;br /&gt; In association with&lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; How much&lt;br /&gt; can I spend?&lt;br /&gt; Borrowing limits&lt;br /&gt; &lt;br /&gt; Should I fix&lt;br /&gt; my rate?&lt;br /&gt; Mortgage types&lt;br /&gt; explained&lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; Guide for&lt;br /&gt; &lt;br /&gt; First-time buyers&lt;br /&gt; &lt;br /&gt; INTRODUCTION&lt;br /&gt; &lt;br /&gt; INTRODUCTION&lt;br /&gt; &lt;br /&gt; &lt;br /&gt; G&lt;br /&gt; etting onto the property ladder is not easy. For many&lt;br /&gt; years now, average UK property prices have been so&lt;br /&gt; high that many first-time<a title="MH3412 Post Office FTB2.pdf page 1" href="http://viewer.zmags.com/publication/ed5b97aa?page=1">COSTSIn association with How </a> COSTSIn association with How <a title="MH3412 Post Office FTB2.pdf page 2" href="http://viewer.zmags.com/publication/ed5b97aa?page=2"></a> <a title="MH3412 Post Office FTB2.pdf page 3" href="http://viewer.zmags.com/publication/ed5b97aa?page=3">INTRODUCTIONINTRODUCTIONG etti</a> INTRODUCTIONINTRODUCTIONG etti<a title="MH3412 Post Office FTB2.pdf page 4" href="http://viewer.zmags.com/publication/ed5b97aa?page=4">BORROWINGHOW MUCH CAN I BORROW?The starting </a> BORROWINGHOW MUCH CAN I BORROW?The starting <a title="MH3412 Post Office FTB2.pdf page 5" href="http://viewer.zmags.com/publication/ed5b97aa?page=5">BORROWING</a> BORROWING<a title="MH3412 Post Office FTB2.pdf page 6" href="http://viewer.zmags.com/publication/ed5b97aa?page=6">BORROWINGHow big a deposit do I need?In the p</a> BORROWINGHow big a deposit do I need?In the p<a title="MH3412 Post Office FTB2.pdf page 7" href="http://viewer.zmags.com/publication/ed5b97aa?page=7">PRODUCTS</a> PRODUCTS<a title="MH3412 Post Office FTB2.pdf page 8" href="http://viewer.zmags.com/publication/ed5b97aa?page=8">BORROWINGTypes of rateOnce you have ascertained</a> BORROWINGTypes of rateOnce you have ascertained<a title="MH3412 Post Office FTB2.pdf page 9" href="http://viewer.zmags.com/publication/ed5b97aa?page=9">PRODUCTS</a> PRODUCTS<a title="MH3412 Post Office FTB2.pdf page 10" href="http://viewer.zmags.com/publication/ed5b97aa?page=10">PRODUCTSCASE STUDYIn September 2010, siblings L</a> PRODUCTSCASE STUDYIn September 2010, siblings L<a title="MH3412 Post Office FTB2.pdf page 11" href="http://viewer.zmags.com/publication/ed5b97aa?page=11">COSTSFEES &amp; CHARGESArranging a mortgage and b</a> COSTSFEES &amp; CHARGESArranging a mortgage and b<a title="MH3412 Post Office FTB2.pdf page 12" href="http://viewer.zmags.com/publication/ed5b97aa?page=12">COSTS20th of September, and your repayments </a> COSTS20th of September, and your repayments <a title="MH3412 Post Office FTB2.pdf page 13" href="http://viewer.zmags.com/publication/ed5b97aa?page=13">anywhere in the world, and nor can the person you</a> anywhere in the world, and nor can the person you<a title="MH3412 Post Office FTB2.pdf page 14" href="http://viewer.zmags.com/publication/ed5b97aa?page=14">CHANNELSWHERE TO GET ONEWhen you're looking f</a> CHANNELSWHERE TO GET ONEWhen you're looking f<a title="MH3412 Post Office FTB2.pdf page 15" href="http://viewer.zmags.com/publication/ed5b97aa?page=15">Mortgage intermediariesBorrowers who are not com</a> Mortgage intermediariesBorrowers who are not com<a title="MH3412 Post Office FTB2.pdf page 16" href="http://viewer.zmags.com/publication/ed5b97aa?page=16">BUYING PROCESSTHE BUYING PROCESSA step-by-st</a> BUYING PROCESSTHE BUYING PROCESSA step-by-st<a title="MH3412 Post Office FTB2.pdf page 17" href="http://viewer.zmags.com/publication/ed5b97aa?page=17">BUYING PROCESSMONEYStep 5Where applicable, t</a> BUYING PROCESSMONEYStep 5Where applicable, t<a title="MH3412 Post Office FTB2.pdf page 18" href="http://viewer.zmags.com/publication/ed5b97aa?page=18">THE PROFESSIONALSWHO'S WHO?In the process of </a> THE PROFESSIONALSWHO'S WHO?In the process of <a title="MH3412 Post Office FTB2.pdf page 19" href="http://viewer.zmags.com/publication/ed5b97aa?page=19">the agreed price, as by definition as property is</a> the agreed price, as by definition as property is<a title="MH3412 Post Office FTB2.pdf page 20" href="http://viewer.zmags.com/publication/ed5b97aa?page=20">HELPFUL TIPSTOP TIPSThe f</a> HELPFUL TIPSTOP TIPSThe f<a title="MH3412 Post Office FTB2.pdf page 21" href="http://viewer.zmags.com/publication/ed5b97aa?page=21">HELPFUL TIPSMONEYor you might be able to sho</a> HELPFUL TIPSMONEYor you might be able to sho<a title="MH3412 Post Office FTB2.pdf page 22" href="http://viewer.zmags.com/publication/ed5b97aa?page=22">NOTESYOUR NOTESOnce you have found your drea</a> NOTESYOUR NOTESOnce you have found your drea<a title="MH3412 Post Office FTB2.pdf page 23" href="http://viewer.zmags.com/publication/ed5b97aa?page=23">MONEY</a> MONEY<a title="MH3412 Post Office FTB2.pdf page 24" href="http://viewer.zmags.com/publication/ed5b97aa?page=24"></a>