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<br /> MAGAZINE OF THE YEAR<br /> SEPTEMBER 2013 | ICAEW.COM/ECONOMIA ISSUE 19 | INTELLIGENCE AND INSIGHT<br /> Growing pains<br /> Five years on from the financial<br /> crash, the economy may finally be<br /> starting to heal. But are we strong<br /> enough to survive the upturn?<br /> *<br /> NEVIN TRUESDALE THE BOARD OF THE FUTURE ASSET-BASED FINANCE PENSIONS UPDATE<br /> <br /> Five years on from<br /> the calamitous fall<br /> of Lehman Brothers,<br /> the economy is just<br /> entering recovery.<br /> But for many it will<br /> take longer to rebuild<br /> trust in banking.<br /> The Bank of England's new governor,<br /> Mark Carney, recognises the danger. Last<br /> month he issued a warning to the banks,<br /> advising them to make more effort to<br /> “reconnect with society” and “provide a<br /> genuine benefit to the real economy”. In<br /> calling for a major culture chang<a title="economia_Sept page 1" href="http://viewer.zmags.com/publication/ed8eb56e?page=1"> MAGAZINE OF THE YEAR SEPTEMBER 201</a> <a title="economia_Sept page 2" href="http://viewer.zmags.com/publication/ed8eb56e?page=2"> </a> <a title="economia_Sept page 3" href="http://viewer.zmags.com/publication/ed8eb56e?page=3"> Five years on from the calamitous fall of Lehman </a> <a title="economia_Sept page 4" href="http://viewer.zmags.com/publication/ed8eb56e?page=4"> </a> <a title="economia_Sept page 5" href="http://viewer.zmags.com/publication/ed8eb56e?page=5"> </a> <a title="economia_Sept page 6" href="http://viewer.zmags.com/publication/ed8eb56e?page=6"> </a> <a title="economia_Sept page 7" href="http://viewer.zmags.com/publication/ed8eb56e?page=7"> </a> <a title="economia_Sept page 8" href="http://viewer.zmags.com/publication/ed8eb56e?page=8"> </a> <a title="economia_Sept page 9" href="http://viewer.zmags.com/publication/ed8eb56e?page=9"> 36 Contents September 2013 COVER STORIES 36 JO</a> <a title="economia_Sept page 10" href="http://viewer.zmags.com/publication/ed8eb56e?page=10"> “If you're an international company operating i</a> <a title="economia_Sept page 11" href="http://viewer.zmags.com/publication/ed8eb56e?page=11"> </a> <a title="economia_Sept page 12" href="http://viewer.zmags.com/publication/ed8eb56e?page=12"> Professional Mortgage. </a> <a title="economia_Sept page 13" href="http://viewer.zmags.com/publication/ed8eb56e?page=13"> EDITORIAL ADVISORY BOARD Arthur Bailey FCA (Cha</a> <a title="economia_Sept page 14" href="http://viewer.zmags.com/publication/ed8eb56e?page=14"> In review THE INTERNATIONAL PICTURE </a> <a title="economia_Sept page 15" href="http://viewer.zmags.com/publication/ed8eb56e?page=15"> THE AUDIT SOURCE: COUNCIL OF MORTGAGE LENDERS (C</a> <a title="economia_Sept page 16" href="http://viewer.zmags.com/publication/ed8eb56e?page=16"> THE AUDIT Good m</a> <a title="economia_Sept page 17" href="http://viewer.zmags.com/publication/ed8eb56e?page=17"> www.xafinity.com e actly meeting your requiremen</a> <a title="economia_Sept page 18" href="http://viewer.zmags.com/publication/ed8eb56e?page=18"> THE AUDIT THE AUDIT As I see it Anna Marks is th</a> <a title="economia_Sept page 19" href="http://viewer.zmags.com/publication/ed8eb56e?page=19"> </a> <a title="economia_Sept page 20" href="http://viewer.zmags.com/publication/ed8eb56e?page=20"> From the top T hree months int</a> <a title="economia_Sept page 21" href="http://viewer.zmags.com/publication/ed8eb56e?page=21"> THE AUDIT PARTY CONFERENCES It's less than two y</a> <a title="economia_Sept page 22" href="http://viewer.zmags.com/publication/ed8eb56e?page=22"> 22 </a> <a title="economia_Sept page 23" href="http://viewer.zmags.com/publication/ed8eb56e?page=23"> THE AUDIT “I 've served 10</a> <a title="economia_Sept page 24" href="http://viewer.zmags.com/publication/ed8eb56e?page=24"> The book review A book on management that explai</a> <a title="economia_Sept page 25" href="http://viewer.zmags.com/publication/ed8eb56e?page=25"> The graph Britain by numbers, a statistical portr</a> <a title="economia_Sept page 26" href="http://viewer.zmags.com/publication/ed8eb56e?page=26"> Michael Izza Accountable government A </a> <a title="economia_Sept page 27" href="http://viewer.zmags.com/publication/ed8eb56e?page=27"> OPINION manage the assets through </a> <a title="economia_Sept page 28" href="http://viewer.zmags.com/publication/ed8eb56e?page=28"> Jason Cowley Miliband must make time to convince </a> <a title="economia_Sept page 29" href="http://viewer.zmags.com/publication/ed8eb56e?page=29"> OPINION Cathy Newman The Archbishop, the ministe</a> <a title="economia_Sept page 30" href="http://viewer.zmags.com/publication/ed8eb56e?page=30"> Calling to accountancy Adrian Holliday examines t</a> <a title="economia_Sept page 31" href="http://viewer.zmags.com/publication/ed8eb56e?page=31"> T he Middle East has experien</a> <a title="economia_Sept page 32" href="http://viewer.zmags.com/publication/ed8eb56e?page=32"> INTERNATIONAL MIDDLE EAST UAE,” says Harringt</a> <a title="economia_Sept page 33" href="http://viewer.zmags.com/publication/ed8eb56e?page=33"> OPENING DOORS TO .36)(3.96>;/67769;<50;0,: </a> <a title="economia_Sept page 34" href="http://viewer.zmags.com/publication/ed8eb56e?page=34"> Bulgaria Bulgaria AT A GLANCE Despite suffering t</a> <a title="economia_Sept page 35" href="http://viewer.zmags.com/publication/ed8eb56e?page=35"> INTERNATIONAL BULGARIA GETTY HISTORY The first </a> <a title="economia_Sept page 36" href="http://viewer.zmags.com/publication/ed8eb56e?page=36"> PROFILE NEVIN TRUESDALE Jockeying for positio</a> <a title="economia_Sept page 37" href="http://viewer.zmags.com/publication/ed8eb56e?page=37"> XX </a> <a title="economia_Sept page 38" href="http://viewer.zmags.com/publication/ed8eb56e?page=38"> pocketing millions. 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