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&lt;br /&gt; Beyond Competition&mdash;&lt;br /&gt; Beyond Outcomes&lt;br /&gt; &lt;br /&gt; Exploring why greater cooperation among employers,&lt;br /&gt; carriers, and service providers in managing the total&lt;br /&gt; impact of health, disability, and absence is critical to&lt;br /&gt; reducing costs for employers and improving health for&lt;br /&gt; employees.&lt;br /&gt; On behalf of the Integrated Benefits Institute, the National&lt;br /&gt; Business Coalition on Health, and Liberty Mutual, we are pleased&lt;br /&gt; to introduce this white paper, Beyond Competition&mdash;Beyond&lt;br /&gt; Outcomes.&lt;br /&gt; On the final day of the 2010 IBI/NBCH Health and&lt;br /&gt; Productivity Forum in San Antonio, Texas, participants attended&lt;br /&gt; a panel discussion convened to explore why greater cooperation&lt;br /&gt; among employers, carriers, and service providers in managing the&lt;br /&gt; total impact of health, disability, and absence is critical to reduc<a title="IBI_White_Paper_ZMAG.pdf page 1" href="http://viewer.zmags.com/publication/f1e4fa39?page=1">Beyond Competition&mdash;Beyond OutcomesExploring wh</a> Beyond Competition&mdash;Beyond OutcomesExploring wh<a title="IBI_White_Paper_ZMAG.pdf page 2" href="http://viewer.zmags.com/publication/f1e4fa39?page=2">On behalf of the Integrated Benefits Institute, t</a> On behalf of the Integrated Benefits Institute, t<a title="IBI_White_Paper_ZMAG.pdf page 3" href="http://viewer.zmags.com/publication/f1e4fa39?page=3">Beyond Competition&mdash;Beyond Outcomes </a> Beyond Competition&mdash;Beyond Outcomes <a title="IBI_White_Paper_ZMAG.pdf page 4" href="http://viewer.zmags.com/publication/f1e4fa39?page=4"> </a> <a title="IBI_White_Paper_ZMAG.pdf page 5" href="http://viewer.zmags.com/publication/f1e4fa39?page=5">ENGAGEMENT AT KEYBANK:&bull; Responsibility and risk</a> ENGAGEMENT AT KEYBANK:&bull; Responsibility and risk<a title="IBI_White_Paper_ZMAG.pdf page 6" href="http://viewer.zmags.com/publication/f1e4fa39?page=6">SUPPLIER COLLABORATION&mdash;APROACTIVE APPROACH:Towe</a> SUPPLIER COLLABORATION&mdash;APROACTIVE APPROACH:Towe<a title="IBI_White_Paper_ZMAG.pdf page 7" href="http://viewer.zmags.com/publication/f1e4fa39?page=7"> </a> <a title="IBI_White_Paper_ZMAG.pdf page 8" href="http://viewer.zmags.com/publication/f1e4fa39?page=8"> </a> <a title="IBI_White_Paper_ZMAG.pdf page 9" href="http://viewer.zmags.com/publication/f1e4fa39?page=9">AppendixRandall K. Abbott&mdash;Senior Consultant and </a> AppendixRandall K. Abbott&mdash;Senior Consultant and <a title="IBI_White_Paper_ZMAG.pdf page 10" href="http://viewer.zmags.com/publication/f1e4fa39?page=10">About Liberty MutualBoston-based Liberty Mutual </a> About Liberty MutualBoston-based Liberty Mutual