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<br /> 2021<br /> US BENEFITS GUIDE<br /> ROBUST PROGRAMS FOR PERSONALIZED WELLBEING<br /> WELCOME TO YOUR<br /> 2021 EMPLOYEE BENEFITS GUIDE<br /> CSG is proud to offer employee-focused benefits that are robust in design and support<br /> a wide spectrum of employee well-being needs. CSG continues to maintain market-<br /> competitive plan pricing, in line with our industry peers.<br /> This guide provides an overview of your benefits and is designed to help support employees<br /> in making thoughtful elections as a smart consumer of insurance. After reviewing this<br /> guide, please direct any benefits or enrollment questions to the CSG Benefits Team at<br /> CSGBenefitsOrganization@CSGI.com.<br /> 2021 CSG Employee Benefits Guide<br /> 2<br /> ELIGIBILITY<br /> You are eligible to participate in CSG benefit<br /> programs if you are a full- or part-time regular<br /> employee who works at least 20 hour<a title="CSG 2021 Benefits Handbook_030821 page 1" href="http://viewer.zmags.com/publication/8c5c80bd?page=1"> 2021 US BENEFITS GUIDE ROBUST PROGRAMS FOR PERSO</a> <a title="CSG 2021 Benefits Handbook_030821 page 2" href="http://viewer.zmags.com/publication/8c5c80bd?page=2"> WELCOME TO YOUR 2021 EMPLOYEE BENEFITS GUIDE CSG</a> <a title="CSG 2021 Benefits Handbook_030821 page 3" href="http://viewer.zmags.com/publication/8c5c80bd?page=3"> ELIGIBILITY You are eligible to participate </a> <a title="CSG 2021 Benefits Handbook_030821 page 4" href="http://viewer.zmags.com/publication/8c5c80bd?page=4"> TIPS FOR ENROLLMENT 1. Enroll by your dead</a> <a title="CSG 2021 Benefits Handbook_030821 page 5" href="http://viewer.zmags.com/publication/8c5c80bd?page=5"> YOUR HEALTH The CSG medical plan options include</a> <a title="CSG 2021 Benefits Handbook_030821 page 6" href="http://viewer.zmags.com/publication/8c5c80bd?page=6"> MEDICAL PLAN COMPARISON (INNETWORK) All benefit</a> <a title="CSG 2021 Benefits Handbook_030821 page 7" href="http://viewer.zmags.com/publication/8c5c80bd?page=7"> HSA BENEFITS The Consumer Managed Plans I &</a> <a title="CSG 2021 Benefits Handbook_030821 page 8" href="http://viewer.zmags.com/publication/8c5c80bd?page=8"> FLEXIBLE SPENDING ACCOUNTS CSG offers four fl</a> <a title="CSG 2021 Benefits Handbook_030821 page 9" href="http://viewer.zmags.com/publication/8c5c80bd?page=9"> HSA VS. HEALTH FSA COMPARISON THE BELOW CHART </a> <a title="CSG 2021 Benefits Handbook_030821 page 10" href="http://viewer.zmags.com/publication/8c5c80bd?page=10"> PRESCRIPTION DRUGS Prescription drugs are man</a> <a title="CSG 2021 Benefits Handbook_030821 page 11" href="http://viewer.zmags.com/publication/8c5c80bd?page=11"> ADDITIONAL RESOURCES, UNITED HEALTHCARE CSG is </a> <a title="CSG 2021 Benefits Handbook_030821 page 12" href="http://viewer.zmags.com/publication/8c5c80bd?page=12"> TAP YOUR WAY TO BETTER HEALTH UnitedHealthcare pr</a> <a title="CSG 2021 Benefits Handbook_030821 page 13" href="http://viewer.zmags.com/publication/8c5c80bd?page=13"> ADDITIONAL UHC PROGRAMS CSG ORTHOPEDIC HEALTH SU</a> <a title="CSG 2021 Benefits Handbook_030821 page 14" href="http://viewer.zmags.com/publication/8c5c80bd?page=14"> GET SUPPORT FOR YOUR PRECIOUS DELIVERY NURSE SUP</a> <a title="CSG 2021 Benefits Handbook_030821 page 15" href="http://viewer.zmags.com/publication/8c5c80bd?page=15"> DENTAL The dental plan is administered by </a> <a title="CSG 2021 Benefits Handbook_030821 page 16" href="http://viewer.zmags.com/publication/8c5c80bd?page=16"> VISION CARE CSG offers a choice of vis</a> <a title="CSG 2021 Benefits Handbook_030821 page 17" href="http://viewer.zmags.com/publication/8c5c80bd?page=17"> MEDICAL PLAN COSTS EMPLOYEE BIWEEKLY COSTS (26 </a> <a title="CSG 2021 Benefits Handbook_030821 page 18" href="http://viewer.zmags.com/publication/8c5c80bd?page=18"> LIFE & DISABILITY PLANS CSG offers a variety of l</a> <a title="CSG 2021 Benefits Handbook_030821 page 19" href="http://viewer.zmags.com/publication/8c5c80bd?page=19"> DEPENDENT LIFE INSURANCE CSG provides you the op</a> <a title="CSG 2021 Benefits Handbook_030821 page 20" href="http://viewer.zmags.com/publication/8c5c80bd?page=20"> SUPPLEMENTAL LIFE/AD&D RATE VOLUNTARY LIFE/AD&</a> <a title="CSG 2021 Benefits Handbook_030821 page 21" href="http://viewer.zmags.com/publication/8c5c80bd?page=21"> SHORTTERM DISABILITY COVERAGE CSG offers Short-</a> <a title="CSG 2021 Benefits Handbook_030821 page 22" href="http://viewer.zmags.com/publication/8c5c80bd?page=22"> TRADITIONAL LONGTERM DISABILITY PREMIUM CALCULAT</a> <a title="CSG 2021 Benefits Handbook_030821 page 23" href="http://viewer.zmags.com/publication/8c5c80bd?page=23"> YOUR WEALTH In addition to the HSA that has</a> <a title="CSG 2021 Benefits Handbook_030821 page 24" href="http://viewer.zmags.com/publication/8c5c80bd?page=24"> ADDITIONAL BENEFITS LEGAL SERVICES ARAG makes </a> <a title="CSG 2021 Benefits Handbook_030821 page 25" href="http://viewer.zmags.com/publication/8c5c80bd?page=25"> ADDITIONAL BENEFITS EMPLOYEE SUPPORT PROGRAM </a> <a title="CSG 2021 Benefits Handbook_030821 page 26" href="http://viewer.zmags.com/publication/8c5c80bd?page=26"> ADDITIONAL BENEFITS CSG offers many additiona</a> <a title="CSG 2021 Benefits Handbook_030821 page 27" href="http://viewer.zmags.com/publication/8c5c80bd?page=27"> TIME OFF OUTPUT SOLUTIONS CENTER (OSC) PRODUCTION</a> <a title="CSG 2021 Benefits Handbook_030821 page 28" href="http://viewer.zmags.com/publication/8c5c80bd?page=28"> US FLEXIBLE VACATION PLAN Eligibility: All exemp</a> <a title="CSG 2021 Benefits Handbook_030821 page 29" href="http://viewer.zmags.com/publication/8c5c80bd?page=29"> LEAVES OF ABSENCE Leave of Absence (LOA) is a te</a> <a title="CSG 2021 Benefits Handbook_030821 page 30" href="http://viewer.zmags.com/publication/8c5c80bd?page=30"> GLOSSARY OF TERMS To help clarify troublesome te</a> <a title="CSG 2021 Benefits Handbook_030821 page 31" href="http://viewer.zmags.com/publication/8c5c80bd?page=31"> GLOSSARY CONTINUED Out-of-Pocket Max – The out-o</a> <a title="CSG 2021 Benefits Handbook_030821 page 32" href="http://viewer.zmags.com/publication/8c5c80bd?page=32"> ABOUT THIS GUIDE This guide summarizes the b</a>