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<br /> THE POOR WEALTHY!<br /> Money can buy you everything — except a good<br /> credit score. And that can be a pain in the assets<br /> REQUIEM> FOR THE RICH<br /> Go out on a high note: why HNWs are now<br /> commissioning their own funeral masses<br /> TOP 50 PROPERTY<br /> ADVI>ER><br /> Put out the welcome mat for the<br /> best buying and selling agents<br /> Britain has to offer<br /> Wealth Management, Business and Culture Issue 43 £25<br /> Our cover is inspired by our story on HNW immigrants coming to Britain (page 47)<br /> WE ARE PLEDGED TO THE LETTER AND SPIRIT OF THE U.S. POLICY FOR ACHIEVEMENT OF EQUAL HOUSING OPPORTUNITY THROUGHOUT THE NATION. WE ENCOURAGE AND SUPPORT AN AFFIRMATIVE ADVERTISING AND MARKETING PROGRAM<br /> WHICH THERE ARE NO BARRIERS TO OBTAINING HOUSING BECAUSE OF RACE, COLOR, RELIGION, SEX, HANDICAP, FAMILIAL STATUS OR NATIONAL ORIGIN. THE SKETCHES, RENDERINGS, PICTURES AND ILLUSTRATIONS AR<a title="Spear's 43 page 1" href="http://viewer.zmags.com/publication/aca3bb39?page=1"> THE POOR WEALTHY! Money can buy you everything — </a> <a title="Spear's 43 page 2" href="http://viewer.zmags.com/publication/aca3bb39?page=2"> WE ARE PLEDGED TO THE LETTER AND SPIRIT OF THE U.</a> <a title="Spear's 43 page 3" href="http://viewer.zmags.com/publication/aca3bb39?page=3"> ABOVE ALL Discover a rhapsody of blue through </a> <a title="Spear's 43 page 4" href="http://viewer.zmags.com/publication/aca3bb39?page=4"> </a> <a title="Spear's 43 page 5" href="http://viewer.zmags.com/publication/aca3bb39?page=5"> DETAIL AND DESIRE SUBT</a> <a title="Spear's 43 page 6" href="http://viewer.zmags.com/publication/aca3bb39?page=6"> MASTER OF SURPRISE </a> <a title="Spear's 43 page 7" href="http://viewer.zmags.com/publication/aca3bb39?page=7"> QUATTROPORTE </a> <a title="Spear's 43 page 8" href="http://viewer.zmags.com/publication/aca3bb39?page=8"> LONDON MOS</a> <a title="Spear's 43 page 9" href="http://viewer.zmags.com/publication/aca3bb39?page=9"> </a> <a title="Spear's 43 page 10" href="http://viewer.zmags.com/publication/aca3bb39?page=10"> </a> <a title="Spear's 43 page 11" href="http://viewer.zmags.com/publication/aca3bb39?page=11"> </a> <a title="Spear's 43 page 12" href="http://viewer.zmags.com/publication/aca3bb39?page=12"> CONTENTS ‘Lots of the big chains nickel ’n’ dime </a> <a title="Spear's 43 page 13" href="http://viewer.zmags.com/publication/aca3bb39?page=13"> </a> <a title="Spear's 43 page 14" href="http://viewer.zmags.com/publication/aca3bb39?page=14"> contents 104 vienna’s own ring cycle </a> <a title="Spear's 43 page 15" href="http://viewer.zmags.com/publication/aca3bb39?page=15"> </a> <a title="Spear's 43 page 16" href="http://viewer.zmags.com/publication/aca3bb39?page=16"> leaders À LA CARTA ‘D oes M</a> <a title="Spear's 43 page 17" href="http://viewer.zmags.com/publication/aca3bb39?page=17"> </a> <a title="Spear's 43 page 18" href="http://viewer.zmags.com/publication/aca3bb39?page=18"> leaders John Carpenter House John Carpenter S</a> <a title="Spear's 43 page 19" href="http://viewer.zmags.com/publication/aca3bb39?page=19"> AN IMPRESSIVE OUTLOOK FROM EVERY POINT OF VIEW.</a> <a title="Spear's 43 page 20" href="http://viewer.zmags.com/publication/aca3bb39?page=20"> from the founder WILLIAM CASH I </a> <a title="Spear's 43 page 21" href="http://viewer.zmags.com/publication/aca3bb39?page=21"> tailored. Tailored impl</a> <a title="Spear's 43 page 22" href="http://viewer.zmags.com/publication/aca3bb39?page=22"> editor’s letter JOSH SPERO I wouldn</a> <a title="Spear's 43 page 23" href="http://viewer.zmags.com/publication/aca3bb39?page=23"> NOËL COWARD WHOSE PLAY `DESIGN FOR LIVIN</a> <a title="Spear's 43 page 24" href="http://viewer.zmags.com/publication/aca3bb39?page=24"> the diary ROBERT ETTINGER ROBERT ETTINGER IS</a> <a title="Spear's 43 page 25" href="http://viewer.zmags.com/publication/aca3bb39?page=25"> A COLLECTION OF RESIDENCES IN WORLD-CLASS HOTELS </a> <a title="Spear's 43 page 26" href="http://viewer.zmags.com/publication/aca3bb39?page=26"> THE </a> <a title="Spear's 43 page 27" href="http://viewer.zmags.com/publication/aca3bb39?page=27"> the hedgehog over £50 mill</a> <a title="Spear's 43 page 28" href="http://viewer.zmags.com/publication/aca3bb39?page=28"> the hedgehog A PRINC</a> <a title="Spear's 43 page 29" href="http://viewer.zmags.com/publication/aca3bb39?page=29"> the hedgehog of course, get tax relief </a> <a title="Spear's 43 page 30" href="http://viewer.zmags.com/publication/aca3bb39?page=30"> the giver and the gift The Giver REGIS COCHEFERT </a> <a title="Spear's 43 page 31" href="http://viewer.zmags.com/publication/aca3bb39?page=31"> the giver and the gift The Gift ELIZA CARTHY MBE </a> <a title="Spear's 43 page 32" href="http://viewer.zmags.com/publication/aca3bb39?page=32"> shot before dawn // wealth insight forum </a> <a title="Spear's 43 page 33" href="http://viewer.zmags.com/publication/aca3bb39?page=33"> shot before dawn // wealth insight forum WEALTH </a> <a title="Spear's 43 page 34" href="http://viewer.zmags.com/publication/aca3bb39?page=34"> shot before dawn // wealth insight forum Han</a> <a title="Spear's 43 page 35" href="http://viewer.zmags.com/publication/aca3bb39?page=35"> shot before dawn // wealth insight forum Bes</a> <a title="Spear's 43 page 36" href="http://viewer.zmags.com/publication/aca3bb39?page=36"> shot before dawn // wealth insight forum Gra</a> <a title="Spear's 43 page 37" href="http://viewer.zmags.com/publication/aca3bb39?page=37"> shot before dawn INTER ONDER is one thing </a> <a title="Spear's 43 page 38" href="http://viewer.zmags.com/publication/aca3bb39?page=38"> PrivUaKcywinealtwhoinrldLioefchtrtaenspteairne:nc</a> <a title="Spear's 43 page 39" href="http://viewer.zmags.com/publication/aca3bb39?page=39"> counter culture // pep talk // the discriminator </a> <a title="Spear's 43 page 40" href="http://viewer.zmags.com/publication/aca3bb39?page=40"> the columns // counter culture </a> <a title="Spear's 43 page 41" href="http://viewer.zmags.com/publication/aca3bb39?page=41"> the columns // pep talk Robert Amsterdam ‘If in </a> <a title="Spear's 43 page 42" href="http://viewer.zmags.com/publication/aca3bb39?page=42"> the columns // the discriminator Alessandro Tomé </a> <a title="Spear's 43 page 43" href="http://viewer.zmags.com/publication/aca3bb39?page=43"> the columns // the discriminator </a> <a title="Spear's 43 page 44" href="http://viewer.zmags.com/publication/aca3bb39?page=44"> the columns // the law Martyn Gowar ‘Magna Carta</a> <a title="Spear's 43 page 45" href="http://viewer.zmags.com/publication/aca3bb39?page=45"> the columns // view from st paul’s Guy Monson ‘A</a> <a title="Spear's 43 page 46" href="http://viewer.zmags.com/publication/aca3bb39?page=46"> the columns // image rights Edward Amory ‘Some o</a> <a title="Spear's 43 page 47" href="http://viewer.zmags.com/publication/aca3bb39?page=47"> Behind closed doors Heaton & Partners source pro</a> <a title="Spear's 43 page 48" href="http://viewer.zmags.com/publication/aca3bb39?page=48"> THE WORLD OF FINE WINE INVITES YOU... </a> <a title="Spear's 43 page 49" href="http://viewer.zmags.com/publication/aca3bb39?page=49"> wealth management // philanthropy // law family</a> <a title="Spear's 43 page 50" href="http://viewer.zmags.com/publication/aca3bb39?page=50"> </a> <a title="Spear's 43 page 51" href="http://viewer.zmags.com/publication/aca3bb39?page=51"> the issues // hnw immigration Observatory at </a> <a title="Spear's 43 page 52" href="http://viewer.zmags.com/publication/aca3bb39?page=52"> the issues // credit THE RATINGS WAR Credit che</a> <a title="Spear's 43 page 53" href="http://viewer.zmags.com/publication/aca3bb39?page=53"> Exclusive offer! 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Europeans could come he</a> <a title="Spear's 43 page 100" href="http://viewer.zmags.com/publication/aca3bb39?page=100"> the good life // watches B </a> <a title="Spear's 43 page 101" href="http://viewer.zmags.com/publication/aca3bb39?page=101"> markings in kilometres — this was for measuring y</a> <a title="Spear's 43 page 102" href="http://viewer.zmags.com/publication/aca3bb39?page=102"> the good life // ultra S TAYING POWER Sir Richar</a> <a title="Spear's 43 page 103" href="http://viewer.zmags.com/publication/aca3bb39?page=103"> the good life // ultra </a> <a title="Spear's 43 page 104" href="http://viewer.zmags.com/publication/aca3bb39?page=104"> the good life // ultra TO KNOT OR NOT TO KNOT? </a> <a title="Spear's 43 page 105" href="http://viewer.zmags.com/publication/aca3bb39?page=105"> the good life // ultra </a> <a title="Spear's 43 page 106" href="http://viewer.zmags.com/publication/aca3bb39?page=106"> the good life // travel Middle right photograph </a> <a title="Spear's 43 page 107" href="http://viewer.zmags.com/publication/aca3bb39?page=107"> the good life // travel </a> <a title="Spear's 43 page 108" href="http://viewer.zmags.com/publication/aca3bb39?page=108"> the good life // travel </a> <a title="Spear's 43 page 109" href="http://viewer.zmags.com/publication/aca3bb39?page=109"> the good life // travel </a> <a title="Spear's 43 page 110" href="http://viewer.zmags.com/publication/aca3bb39?page=110"> the good life // travel FRIENDS IN HIGH PLACES </a> <a title="Spear's 43 page 111" href="http://viewer.zmags.com/publication/aca3bb39?page=111"> shareholder of the Schloss itself and was able to</a> <a title="Spear's 43 page 112" href="http://viewer.zmags.com/publication/aca3bb39?page=112"> the good life // travel MUSIC IS THE</a> <a title="Spear's 43 page 113" href="http://viewer.zmags.com/publication/aca3bb39?page=113"> spear’s partner EMPIRE IN THE SUN Live like</a> <a title="Spear's 43 page 114" href="http://viewer.zmags.com/publication/aca3bb39?page=114"> the good life // travel THE HOUSE THE SULTAN BUI</a> <a title="Spear's 43 page 115" href="http://viewer.zmags.com/publication/aca3bb39?page=115"> the good life // travel </a> <a title="Spear's 43 page 116" href="http://viewer.zmags.com/publication/aca3bb39?page=116"> the good life // travel </a> <a title="Spear's 43 page 117" href="http://viewer.zmags.com/publication/aca3bb39?page=117"> fulfil promises made after protests during</a> <a title="Spear's 43 page 118" href="http://viewer.zmags.com/publication/aca3bb39?page=118"> the good life // travel CAP THAT! The Hotel du </a> <a title="Spear's 43 page 119" href="http://viewer.zmags.com/publication/aca3bb39?page=119"> the Eden-Roc each year. I am never quite sure exa</a> <a title="Spear's 43 page 120" href="http://viewer.zmags.com/publication/aca3bb39?page=120"> spear’s partner BARBADOS AT ITS BEST Why St Pet</a> <a title="Spear's 43 page 121" href="http://viewer.zmags.com/publication/aca3bb39?page=121"> can go out on a paddle board, you can go diving. </a> <a title="Spear's 43 page 122" href="http://viewer.zmags.com/publication/aca3bb39?page=122"> spear’s partner </a> <a title="Spear's 43 page 123" href="http://viewer.zmags.com/publication/aca3bb39?page=123"> spear’s partner </a> <a title="Spear's 43 page 124" href="http://viewer.zmags.com/publication/aca3bb39?page=124"> the good life // health OUT OF OFFICE MASSAGE I</a> <a title="Spear's 43 page 125" href="http://viewer.zmags.com/publication/aca3bb39?page=125"> the good life // health MAYR, AUSTRIA T </a> <a title="Spear's 43 page 126" href="http://viewer.zmags.com/publication/aca3bb39?page=126"> the good life // prime time Ross Clark ‘M</a> <a title="Spear's 43 page 127" href="http://viewer.zmags.com/publication/aca3bb39?page=127"> the good life // pleasure dividend Nick Foulkes </a> <a title="Spear's 43 page 128" href="http://viewer.zmags.com/publication/aca3bb39?page=128"> the good life // country wire Clive Aslet ‘Histo</a> <a title="Spear's 43 page 129" href="http://viewer.zmags.com/publication/aca3bb39?page=129"> Costa smeralda, sardinia the island of longevity </a> <a title="Spear's 43 page 130" href="http://viewer.zmags.com/publication/aca3bb39?page=130"> the good life // at the sharp end Robin Hutson </a> <a title="Spear's 43 page 131" href="http://viewer.zmags.com/publication/aca3bb39?page=131"> Simply Exclusive Marina di Porto Cervo Costa </a> <a title="Spear's 43 page 132" href="http://viewer.zmags.com/publication/aca3bb39?page=132"> </a>